Your Next Personal Loan Lender – ICICI Bank Personal Loan

The ICICI Bank is a reputed bank in India. It offers a range of financial products. So, if you are looking for an instant loan, ICICI Bank Personal Loan could be a great choice. It does not require collateral, has competitive rates and low charges.


Another great thing about the ICICI is its coverage. So, whether you need a Personal Loan in Kanpur or Delhi, you will get it. Here are the details to get you started.  




ICICI Bank personal loan 

The ICICI Bank personal loan comes with a paperless approval policy. It has a balance transfer facility too.  

  • The loan amount is offered up to Rs 20 lakh.  
  • The ICICI Bank personal loan interest rate is 10.50% P.A onwards.  
  • The loan term is from 1 year to 5 years.  
  • The processing charge is up to 2.25% of the loan amount.  
  • The pre-payment charge is 5% P.A of the outstanding loan amount.  
  • The charge for loan cancellation is Rs 3,000.  

ICICI Bank personal loan eligibility criteria 

  • Your age should vary between 23 years and 58 years.  
  • The work experience required is a minimum of 2 years.  
  • The minimum salary should be at least Rs 20,000 per month.  
  • You should be living at your current residence for at least 1 year.  
  • You should be a salaried or self-employed professional.  

What documents you will need to submit?  

  • Proof of Identity – Aadhar card, Driving license, PAN card 
  • Proof of Residence – rent agreement, utility bills,  
  • Bank statement and salary slips for the last 3 months  
  • Proof of Business continuity  

How to apply?  

To apply for ICICI Bank personal loan, there is a quick way. Head to Afinoz.com. On the website, register yourself. Submit the loan application and documents. A representative will get in touch to complete the whole process.  


Conclusion 

The ICICI Bank personal loan has to offer an affordable interest rate. With quick approval, you would get the loan in just time of need. Overall, it is a good deal.  



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Location: Noida, Uttar Pradesh, India

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