Cope-Up With Your Emergency Expenses With Tata Capital Personal Loan

Tata Capital is a Non-Banking Financial Company (NBFC) that offers various financial products and services to its customers, one of the product is the personal loan. When short-term funding is needed, one can avail of TATA Capital Personal Loan which can be used for various purposes ranging from wedding arrangements, medical emergencies, leisure travel, home improvement doors, and more. 

Tata Capital Personal Loan: Features and Benefits:

• Multi-purpose Loan. 
• No collateral or security is required. 
• Over-draft facility. 
• Zero prepayment charges. 
• Flexible repayment tenure. 
• Instant loan application approval. 

Tata Capital Personal Loan: Rate of Interest and Charges:

Particulars	Details
Interest rate	From 10.99% to 18% p.a.
Loan amount	Up to 2.5% of the loan amount + GST
Repayment tenure	Up to 60 months
Processing fee	Up to Rs. 20 Lakhs

 

Tata Capital Personal Loan: Eligibility Criteria:

For Salaried Persons:

• The applicant’s age must be between 21 – 58 years. 
• The applicant’s minimum income should be Rs. 20,000. 
• One can avail maximum loan amount of Rs. 15 Lakhs. 
• The applicant must be in the same organization for at least 1 year. 

For Self-Employed Individuals:  

• Self-employed doctors, engineers, charted accountants, consultants, and architects can avail of Tata Capital personal loan. 
• The applicant’s age must be between 25 – 65 years. 
• The applicant’s minimum income should be Rs. 2 Lakhs p.a. 
• One can avail maximum loan amount of Rs. 20 Lakhs. 
• Must have experience of a minimum of 3 years.  

Documents Required for Availing Tata Capital Personal Loan:  

• Duly filled application form. 
• ID proof: PAN card, Driving license. 
• Address proof: Aadhar card, Utility bills. 
• Last 3 month's salary slips. 
• Last 2 years ITR. 
• Business continuity proof. 
• Copy of MOA and AOA. 
• Partnership deed  
• Bank statements.  

Types of Personal Loan Provided by Tata Capital: 

• Tata Capital Wedding Loan. 
• Tata Capital Home Renovation Loan. 
• Tata Capital Medical Loan. 
• Tata Capital Travel Loan.

Tata Capital Personal Loan Eligibility Calculator: 

You can check your eligibility for availing personal loan through Tata Capital personal loan eligibility calculator at tatacapital.com.  

 

Conclusion:  

To conclude, the Tata Capital personal loan is one of the best service providers in the market. However, you must check the products and services offered by other lenders also. To apply for a personal loan, you must visit Afinoz.com, they will help you to get the best lender according to the requirement. You can check for TATA Capital Personal Loan Eligibility Criteria at Afinoz.

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